Articles Tagged "Down payment"

Margaret Rudd Industry News Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Bald Head Island | 12 Posts
Bolivia, NC | 4 Posts
Brunswick County | 55 Posts
Buy a House | 40 Posts
Calabash NC | 1 Posts
Caswell Beach | 1 Posts
Holden Beach | 7 Posts
Home Improvement | 37 Posts
Home Safety | 4 Posts
Homeownership | 11 Posts
Maritime Forest | 2 Posts
Oak Island NC | 7 Posts
Relocation | 1 Posts
Southport NC | 68 Posts
St James NC | 2 Posts
Sunset Beach | 5 Posts
Uncategorized | 4 Posts
Vacation Home | Second Home | Buying a House | Historic Homes | Things to Do | Local Attractions | Restaurants | Technology | Smart Technology | Beaches | Margaret Rudd & Associates | Oak Island | Holden Beach NC | Area Information | Community Events | Sunset Beach, NC | Southport NC | Brunswick County | Bald Head Island | Caswell Beach | Ocean Isle Beach | Winding River Plantation | St. James Plantation | Curb appeal | Holidays | Holiday staging | Home Staging | Downsizing | Relocation | Retirement | Neighborhoods | Golf | Golf Courses | Golf Communities | Down payment | Home loan | First-time buyers | First home | Sell Your Home | Home Inspection | Move Up Buyers | Southport Neighborhoods | Cambridge Crossings | Rivermist at Dutchman Village | The Preserve at Oak Island | Arbor Creek | Palmetto Creek | Ocean Ridge Plantation | Sea Trail Plantation | River Sea Plantation | Cade's Cove | Carolina Place | Harbor Oaks | The Hammocks at Southport | Indigo Plantation | The Landing at Southport | Mariner's Pointe | South Harbour Village | Mortgage | Credit Score | Avalon | Bolivia, NC | Walkability | Home ownership | Home improvement | Local businesses | Open house | Fitness Centers | Marsh Walk | Local events | For sellers | Choosing an agent | Pets | Home maintenance | Nature preserve | Wildlife | For buyers | Home buying tips | Festivals | Outdoor activities | Waterfront dining | Outdoor living space | Security features | Smart home features | Energy efficiency | Home-selling tips | Home valuation | Boiling Spring Lakes | St. James | Winter | Interior Design | Home Decor
September
3

Credit Score Improvements - Margaret Rudd

If you're looking at buying a new home in the Southport area, you're likely going through one of the most common home-buying processes: mortgage application and pre-qualification. No matter who your lender is, they'll use your credit score as a reliable scorecard to gauge your creditworthiness and extend a line of credit to you.  

Our REALTORS® are aware of the challenges new homebuyers face. You're probably asking yourself, "How do I raise my credit score?" Read on to find out!

  • Eliminate Petty Debts
    Your credit score is made up of several different criteria. These factors include how large debts are, how long you've had them, and how well you've paid them off, among other things. One of the most significant criteria and one you have the most control over is how sizable your debts are and how long you keep them.  

    You may be thinking that those little debts (small medical bills, old store credit cards, or paltry sums in collections) are nothing to be concerned about. In the big scheme of things, maybe they aren't, but you can raise your credit score several points by paying off those debts. 

    Several small debts can add up in the eyes of credit reporting agencies, so do yourself and your credit score a favor and settle up those smaller sums.

    Click Here to Read More...

January
7

Buy a Home in Southport
According to the National Association of REALTORS®, approximately one-third of homebuyers are purchasing for the first time. Will you be joining those ranks soon? Our REALTORS® offer some valuable tips to streamline the process and help you get the home of your dreams.

  1. Review Your Credit Record
    A good credit score lets lenders know you're a worthwhile risk, and it can also make the difference in obtaining better interest rates. Request copies of your credit record from the Big Three reporting agencies and clean up any errors or misinformation. Don't apply for any other credit during this time to avoid lowering your score.

  2. Click Here to Read More...

September
7

Saving for Your First Home
Deciding that you want to become a homeowner is a big step that comes with lots of questions. One of the first you'll need to address is how to save for your down payment. Don't worry, you can do this! Our REALTORS® offer these tips to get you started saving today. 

Click Here to Read More...

July
5

Credit Score and Mortgage
One of the first things you have to do when buying a home is take an in-depth look at your financial situation. Since most people buying a home have to apply for a mortgage, it is imperative that you know what lenders will be seeing when they investigate your creditworthiness. Getting your credit report and knowing your score will be one of the first steps you want to take. But you might be wondering how much it really matters. The truth is it matters a lot. Here's why.

Click Here to Read More...