Articles Tagged "Home loan"

As interest rates hit record lows in recent months, would-be homeowners have been inspired to seek more spacious dwellings, with rooms where parents and kids can have a comfortable space to work or attend class remotely. If you're a first-time homebuyer looking for more space for your family, you may find your dream home among Southport homes for sale. But have you taken the right steps to ensure you're ready to make the deal? Make sure to do these five things before starting your house hunt. 

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According to the National Association of REALTORS®, approximately one-third of homebuyers are purchasing for the first time. Will you be joining those ranks soon? Our REALTORS® offer some valuable tips to streamline the process and help you get the home of your dreams.

1. Review Your Credit Record
   A good credit score lets lenders know you're a worthwhile risk, and it can also make the difference in obtaining better interest rates. Request copies of your credit record from the Big Three reporting agencies and clean up any errors or misinformation. Don't apply for any other credit during this time to avoid lowering your score.
   
   

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Deciding that you want to become a homeowner is a big step that comes with lots of questions. One of the first you'll need to address is how to save for your down payment. Don't worry, you can do this! Our REALTORS® offer these tips to get you started saving today. 

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One of the first things you have to do when buying a home is take an in-depth look at your financial situation. Since most people buying a home have to apply for a mortgage, it is imperative that you know what lenders will be seeing when they investigate your creditworthiness. Getting your credit report and knowing your score will be one of the first steps you want to take. But you might be wondering how much it really matters. The truth is it matters a lot. Here's why.

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